Trusted Counsel for Complex Coverage Disputes and Carrier Advisory Morris Duffy Alonso Faley & Pitcoff provides strategic counsel to insurers on a broad range of insurance coverage matters, including policy interpretation, claims evaluation, declaratory judgment actions, and excess monitoring. Our attorneys have deep experience analyzing policy language, advising on risk exposure, and resolving disputes between carriers across first and third-party claims. We regularly advise both primary and excess insurers in coverage matters involving general liability, professional liability, commercial property, auto, and specialty lines. Coverage Services We Provide We assist insurers with: - Coverage opinions and advisory letters
- Declaratory judgment actions
- Policy interpretation and drafting
- Disclaimer and late notice letters
- Analysis of policy exclusions and conditions
- Evaluation of insured status and additional insured endorsements
- Co-insurance and allocation disputes
- Uninsured/underinsured motorist (UM/UIM) coverage
Our attorneys are frequently retained by excess carriers to monitor active litigation, assess exposure, and ensure adequate defense and risk management throughout the underlying proceedings. Early Intervention and Risk Management Our approach emphasizes early engagement and clear communication, helping carriers avoid unnecessary litigation and reduce exposure. We are often brought in pre-litigation to analyze complex coverage scenarios and provide actionable recommendations in the form of comprehensive opinion letters. Whether we are advising on a single-claim file or overseeing large-scale litigation involving layered insurance programs, our team brings clarity and precision to the interpretation and application of policy language.
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