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Property Loss & Damage Claims Defense

Comprehensive Counsel for First-Party Property Damage and Loss Claims

Morris Duffy Alonso Faley & Pitcoff provides experienced and responsive representation in first-party property loss claims, including fire, water, mold, construction-related damage, and loss of use or value. We work closely with claims professionals, property managers, and insurance carriers to deliver timely, cost-effective resolutions grounded in legal and technical accuracy.

Unlike firms focused solely on fraud or arson, MDAFP takes a broader approach, providing support and legal insight across the full spectrum of residential and commercial property damage disputes.

Scope of Our Property Loss Defense

We handle claims involving:

  • Fire and smoke damage
  • Water intrusion and flooding
  • Construction-related losses (e.g., improper underpinning or structural shifting)
  • Pest infestations, including bedbugs and vermin
  • Mold and environmental conditions
  • Loss of use or diminished value of property

Our attorneys are also skilled in defending disputes over coverage, causation, and notice, and are well-versed in New York’s Broad Evidence Rule, a critical tool in property valuation and claim resolution.

Support for Claims Professionals

MDAFP routinely assists claims examiners and adjusters with:

  • Policy interpretation and coverage analysis
  • Examinations under oath (EUOs)
  • Fraud investigation support (when applicable)
  • Strategic settlement evaluation
  • Litigation and subrogation guidance

Our firm is uniquely positioned to provide real-time legal insight during the adjustment process and to offer clear recommendations for efficient resolution, litigation avoidance, or aggressive trial preparation when necessary.




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